10 Misconceptions Your Boss Has Concerning Motor Vehicle Law
Motor Vehicle Compensation
Motor vehicles include trucks, cars busses, motorcycles, and even airplanes. Motor vehicles comprise cars, trucks, buses, motorbikes and even planes.
Two studies showed that interaction with insurance companies while claiming compensation for an accident in a motor vehicle was associated with higher levels of anxiety. Further research is required to understand why this happens.
Damages
The value of a motor vehicle accident claim is determined by the specific costs and the damage you've suffered. A personal injury lawyer can assist you in determining the proper amount of compensation to be awarded for your specific circumstances. Damages are often classified as "special" or "general." The latter are expenses that can be calculated, such as medical bills or car repair expenses. General damages are not as straightforward to calculate and also include non-economic elements such as suffering and pain.
If your injuries are severe enough to be classified under New York law as a serious injury, you could be entitled additional compensation above and beyond what an insurance provider will provide. If you have a permanent disability that significantly impacts your life quality, you may be entitled to compensation for loss of consortium and other economic damages.
You might be able to recover the cost of public transportation, taxis or ridesharing services in the event that you were unable to drive after your accident. You may also be able to recover costs to maintain your home or yard if you are unable to maintain it due to injuries. You may also be able to recover the value of resale of your damaged vehicle.
In certain circumstances, the at-fault party may be ordered to pay punitive damages if there is evidence that the defendant intentionally caused the accident. These damages are designed to penalize the responsible party for recklessness or negligence.
Medical bills
The victims of motor vehicle accidents usually experience expensive medical bills due to their injuries. Some car insurance policies offer medical payment coverage (also known as med pay) which can help to pay these costs. In many instances this coverage is offered regardless of who was the one responsible for the crash.
It is important to remember that medical insurance cannot substitute for health insurance. In fact, the victim should always file a claim using their own health insurance first before making a claim with the at-fault driver's auto insurance company. You may also be able to receive reimbursement for the cost of transportation to and from medical appointments. However, a victim must be meticulous about tracking and storing receipts for mileage expenses in order to ensure they receive fair compensation.
The final point is that No-Fault insurance will compensate a victim for lost wages in the event that they are unable to work as a result of their injuries. The maximum amount that may be paid is $2,000 per month for a maximum of three years. The No-Fault insurance company may be legally required to offset any Disability, Workers' Compensation, or Social Security benefits that are received by the victim.
Despite the financial assistance that is available, it could take months, or even years, for a favorable settlement to be reached. In the meantime, medical debt collection agencies may be calling to collect the debt, and unpaid bills may cause serious damage to a victim's credit score. To avoid this, victims should establish a client-attorney partnership with a law office that handles auto accident cases.
Loss of wages
A car accident could leave you in a state of financial strain. When you're not able to work medical bills and credit card debt as well as loan payments can mount up. The loss of income can create stress for your family. You can seek compensation for lost wages from your car accident attorney.
In order to prove your lost wages, you will need documentation that verifies your hourly or salary and the number of days missed due to injuries. This can include the letter from your employer pay stubs, pay stubs, bank statements, tax returns and more. The process of proving your income is more difficult when you are self-employed or work on commission. However, your experienced car accident lawyer can help you gather the evidence to back your claim.
You can only claim your lost wages as part of your car accident claim. You cannot recover them through disability or worker's compensation insurance, as this could be considered as a double recovery.
The insurer with no fault will take you to a physician they hire to examine you and determine if, in the doctor's opinion, your injuries are preventing you from working. This is referred to as an independent medical exam (IME), and you should be aware that the physician who conducts your IME is biased towards the insurance company.
Suffering and pain
It is difficult to measure the suffering and pain that can be caused by a motor vehicle crash. The emotional trauma that is caused by a car accident can be more severe than the physical injuries. A person suffering from PTSD might suffer from anxiety or insomnia that can make it difficult for them to sleep well, or be unable driving due to fear of a crash in the future.
An attorney can calculate the total amount of non-economic damages, and then work with a juror to determine how much to pay for suffering and pain. The degree of your injuries as well as their impact on your daily routine can affect this figure therefore it might be worthwhile to keep a diary to document how the injury affects your life or having friends or family members give written explanations of the condition you're suffering from.
Some states have a cap on the amount of compensation given for pain and suffering. New York does not, but victims are permitted to file lawsuits and request these damages for serious injuries, not minor ones. motor vehicle accident lawsuit west virginia is essential to talk with an Manhattan lawyer for car accidents to understand the true cost of your injuries and how to prove that you are entitled to fair compensation for both your economic and non-economic losses.